Mar 4, 2020 The sales tax rate where you purchased the vehicle. Do not include if you will pay the tax with cash. Down Payment. The higher the score the lower the interest rate you will be offered. People with a bad credit history may pay interest rates that are more than double prime rates.

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The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval.

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